PM SVANidhi 50,000 Loan: प्रधानमंत्री स्वनिधि योजना PM Modi की सौगात। मिलेगा 50 हजार का लोन..7% तक सब्सिडी

PM SVANidhi 50,000 Loan: Savnidhi scheme has been launched by the government of India on 1 June 2020. The main aim of this scheme is to provide ₨ 10000 loan for 1 year to the street vendor, small shops near the road and the hawkers to start their business again.  There will be 7℅ discount interest in this scheme. About 50 lakh of street vendor will be benefits from this yojana. There is no need of guarantee for this scheme. It is also called PM street vendors atmanirbhar nidhi.

Pradhan Mantri Street Vendors Atmanirbhar Nidhi Yojana is the full name of this program. Barbers, cobblers, paan shops, vendors, hawkers, cart owners, street vendors, fruit vendors, laundry shops, and other small business owners will all be eligible for loans under this program. This PM SVANidhi loan will be significantly less expensive than other PM SVANidhi loans and will be offered at a very low interest rate. Read this article through to the end to ensure you don’t miss any important information. We will cover everything you need to know about PM Swanidhi Yojana, including its benefits, documentation, application process, bank list check, survey status, and any new updates.

Who is eligible for this PM SVANidhi 50,000 Loan?

1. Applicant who have barber shop.
2. Hawkers who sell the cloths.
3. Shoe bunches (cobbler).
4. Applicant who have paan shop (panwadi).
5. Applicant who can sell the vegetable and fruits.
6. Street food seller.
7. Applicant who have tea cart.
8. Applicant who sell the artisan products.
9. Applicant who can sell the bread, fritters and egg.
10. Books and stationery seller.

Documents required for PM SVANidhi

1. Applicant must be the citizen of the country.
2. According to this scheme only small seller will be considered eligible.
3. Applicant must have aadhaar card.
4. Applicant must have voter ID card.
5. Applicant must have bank account passbook.
6. Applicant must have their mobile number.
7. Applicant must have passport size photo.

List of bank who provide the PM SVANidhi loan to the small seller

1. Regional rural bank (RRBs).
2. Small finance bank (SFBs).
3. Non-banking finance companies (NBFCs).
4. Micro finance institutions (MFIs) and SHG bank.
5. Scheduled commercial banks.

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Benefits of PM SVANidhi (PM Street Vendor’s AtmaNirbhar Nidhi)

1. In this scheme interest subsidy is given to the applicant.
2. There is no need of collateral.
3. With the help of this scheme street venders can increase their business and earn more profit.
4. If the applicant can pay his first installment of the loan on time will gets more benefits.
5. The rate of interest will be lower for the applicant.
6. There is no penalty under this scheme.
7. The loan will be given in easy conditions.

How to Apply for PM SVANidhi Loan?

Step1: Go to the PM SVANidhi official website http://pmsavnidhi.mohua.gov.in for PM SVANidhi loan apply online.

step2: A homepage will be appearing on the screen, now click on the planning to apply for Street vendor loan 2024 option.

Step3: enter the details steps by steps.

Step4: after that, a new page open in which you have to click on the ‘’ PM SVANidhi view/ download form’’ option.

Step5: now, you can fill all the necessary details and attach the important documents.

Step6: after that you have to submit the form to the institution.

How to login in svanidhi yojnana

Step1: firstly you go the official website of the savnidhi yojana.

Step2: a homepage will appear on the screen, now you click on the ‘’login’’ option.

Step3: enter the category from option list.

Step4: after that a new form will be open in which you have toenter the user name and password.

Step5: now click on the login option.

How to check the lender list in savnidhi yojana

Step1: go to the official website.

Step2: a home page will appear, you have to click on the more view option.

Step3: after click on the more view option, the new page will open in which you click on the ‘’lender list’’ option.

Step4: now bank lists open in front of you, in which you select the bank on your own choice.

Check the vendor survey list in savnidhi yojana

Step1: Applicants go the official website http://pmsavnidhi.mohua.gov.in

step2: a home page will appear in which you have to click on the option view more.

Step3: after clicking on the option a new page open on the screen which you have to click on ‘’vendor survey list’’.

Step4: a new form will be ope, now enter the following details such as:

• Name of the state.
• Urban local bodies (ULB).
• Name of the street vendor.
• Father name.
• Mobile number of the applicant.
• Certificate of vending no.

Step5: now click on the search option.

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How to pay online in PM SVANidhi Scheme?

Step1: go to the official website of the savnidhi yojana.

Step2: now you have to click on the option of view more.

Step3: after click on the view more option, a new will appear in which you have to click on the ‘’payment aggregator’’ option.

Step4: now you can make the payment.

How to download the mobile app

Step1: you have to visit to google play store in your mobile phone.

Step2: after that you will search the PM swanidhi app and click on the downloading option.

Step3: after install the app you will be able to use the app.

How to apply for the letter of recommendation in svanidhi yojana?

Step1: firstly, go to the official website of svanidhi yojana http://pmsavnidhi.mohua.gov.in

step2: a homepage will be appearing on the screen, now click on the option of ‘’apply for LOR’’.

Step3: a new page open will be open in which you have to enter the mobile number.

Step4: now you have to click on the request OTP option.

Step5: after that OTP will receive in registered mobile number and then you have to enter the OTP in the box.

Step6: click on the submit button.

Step7: after that a form will be open in which you have to fill all the necessary details.

Step8: now you have to attach the documents.

Step9: click on the submit button.

FAQs on PM SVANidhi Scheme