2025 Best Medicare Advantage Plans: As 2025 approaches, choosing Medicare Advantage plans has become an important decision for seniors. U.S. News recently collected the top Medicare Advantage plans in each state based on the 2025 CMS Star Ratings. This article will tell you about the best insurance companies that are providing high-quality health coverage and services. You will find detailed information here on how to choose the right plan, and which companies are the most reliable.
If you have to choose Medicare Advantage plans, you might be wondering, “Which one is the right one among so many plans? ”It is true that it can be challenging to select the best plan out of over 40 options. Because of the differences in prices, benefits, and doctor networks, it seems like a mystery. So, we are here to help you a little. Let’s find out which Medicare Advantage insurance providers are the finest in 2025!
Best Medicare Advantage Plan Companies
Now let’s talk about the plans that are considered the best in 2025. These are renowned for having great features, high-quality medical treatment, and inexpensive out-of-pocket expenses. Companies that are available in at least 10 different states with a rating of more than 3.8 and more than 1,000 enrollees are included in this list.
1. Devoted – Best Overall
Devoted Company has a rating of 4.2 in 2025. This company offers HMO and PPO plans in 20 states including Florida, Ohio, Texas.
Pros
- Allowances for dental care and glasses are available in every plan
- HMO and PPO plans available
Cons
- Not available in all states
2. Blue Cross Blue Shield of Michigan Mutual Insurance Company
This company comes in second place with 4.2 stars, equal to Devoted. It offers plans under different names like Blue Care Network, Next Blue of North Dakota, Vermont Blue Advantage and Wellmark Advantage Health Plan.
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3. Highmark Health
Highmark Health has received 4.1 out of 4.1 stars from U.S. News, making it one of the Best Medicare Advantage Companies in 2025.
Plan Availability:
Highmark Health’s Medicare Advantage plans are available in the state of Pennsylvania, and they come under the following names:
- Highmark Blue Shield
- Highmark Blue Cross Blue Shield
- Highmark Whole care Medicare Assured
Pros:
The company offers HMO, PPO, and HMO-POS plans, which provide options for different needs.
Cons:
These plans are only available in Pennsylvania, not in other states.
It is clear that Highmark Health is a great option, but it is only available in Pennsylvania.
4. Aetna
Aetna has a rating of 4.0 and is the highest rated company offering Medicare Advantage plans across the U.S.
Aetna offers several Medicare Advantage plans, such as:
- Aetna Medicare
- Aetna Better Health Premier Plan
- Aetna Better Health of Virginia
- Aetna Better Health of New Jersey
- Availability across the U.S.:
The best-rated firm in the United States that provides Medicare Advantage plans is Aetna.
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Overall Performance:
Aetna has been featured on the list of Best Insurance Companies of 2025, making it one of the best options nationwide.
Things to consider when choosing Medicare Advantage plans
Now that you have gained so much information, it is important to understand what you should consider while choosing your Medicare Advantage plan. Let’s understand it in points:
Total cost:
- Before choosing any plan, keep in mind its total cost. Sometimes ‘0 premium’ plans look very attractive, but you should also take into account other expenses such as copays, coinsurance, and deductibles.
Prescription drug coverage:
- The cost of your medicines and which pharmacy you can get them from is also important.
Network of healthcare providers:
- Which hospitals and doctors are in your network and whether you need a referral will also influence your plan choice.
Cost of Medicare Advantage
Some important cost considerations to consider when choosing Medicare Advantage plans:
Parameter | Description |
Premiums | The monthly amount you must pay for your Part C coverage. |
Deductibles | The out-of-pocket expense you must meet before the company begins to cover your expenses. |
Out-of-Pocket Limit | The maximum out-of-pocket expense you must pay in a year. After that, the company will cover the rest. |
Medicare Advantage Companies Comparison
Choosing the right plan with so many options can be daunting, but it can be easy if you pay a little attention to your healthcare needs and budget. First, consider your health concerns and essential features, such as whether you need a doctor’s referral, how much the cost of medications is, and what the copays are.
So far you have read how you can choose the best option for yourself by looking at the plans of different insurance companies. With any luck, this knowledge will enable you to choose wisely. Are you now prepared to select the best plan for you, or are you still unsure about “which plan to get”?